Manufactured Home Refinancing

Manufactured homes are becoming more and more sophisticated and are now an excellent alternative to conventional home construction. It's by far the most economical way to a new home: You'll spend less money, time, and frustration than when buying a new conventional home, and get all the features you want. With the help of this book, the entire process becomes easy and painless. You will find clear descriptions of all the steps involved, from choosing a manufacturer and a dealer to arranging financing, and from selecting a floor plan to placing the home on the site and customizing the home.

Readers learn how to qualify for a loan for a manufactured home under a little-known, government-sponsored progam that offers financing with no money down and favorable interest rates.

Refinancing - Refinancing refers to applying for a secured loan intended to replace an existing loan secured by the same assets. The most common consumer refinancing is for a home mortgage.

Prefabricated home - Prefabricated homes, often refered to as prefab homes, are dwellings manufactured off-site in advance, usually in standard sections that can be easily shipped and assembled.

Mobile home - Manufactured homes (or mobile homes) are housing units built in factories, rather than on site, and then taken to the place where they will be occupied, usually by being carried by tractor-trailers over public highways. They are usually much less expensive than site-built homes, and are often associated with rural areas and high-density developments sometimes derogatorily referred to as trailer parks.

Modular home - Modular homes are houses that are manufactured in a remote facility and then delivered to their intended site of use. Typically, modular dwellings are built to local code, so dwellings built in a given manufacturing facility may have differing construction standards depending on the final destination of the modules.

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